36-Month Money-Back Guarantee
The service includes a 36-month money-back guarantee, providing meaningful protection throughout the process.
Hawaii Solar Contract Cancellation
If your solar deal does not match the savings pitch, your export credits are different than expected, your payment keeps increasing, your installer stopped responding, or solar is complicating a home sale, Solar Exit Hawaii can help you review the contract, utility program, financing, and documents together.
Trusted by Thousands of Homeowners Nationwide
Built-In Client Protection
Solar Exit Hawaii will guide you through the process from the moment you become a client, coordinating with the legal professionals supporting your case as appropriate. We know solar contract disputes can be confusing, especially when financing, credit, installers, and utility issues overlap. You will have a team helping you understand what comes next and working toward the best available resolution for your situation.
Start My Free ReviewThe service includes a 36-month money-back guarantee, providing meaningful protection throughout the process.
Credit protection support is built into the client process once you become a client, rather than waiting until a credit problem appears.
Guarantee and credit-protection terms, eligibility requirements, and exclusions are reviewed before enrollment.
Find the Help You Need
Hawaii solar problems can change substantially by island, utility, program vintage, system ownership, export-credit structure, financing, and what the salesperson promised. Use the shortcuts below to jump directly to the part of the deal you need to review.
Common Hawaii Solar Problems
Solar problems do not always begin and end with the installer. The salesperson, dealer, lender, loan servicer, electric utility, equipment manufacturer, and installation contractor may all play different roles.
Hawaii has unusually high retail electricity costs, but installing solar does not make every utility charge disappear. Under current Hawaiian Electric programs, the value of exported energy can depend on the island, program, and time period, while electricity imported from the grid is billed under the applicable retail rate structure.
A statement such as "the utility will buy back your extra power" leaves out important Hawaii details. Hawaiian Electric currently uses time-varying Smart Renewable Energy Export values that differ by island, and older customers may still be governed by a legacy program instead.
Hawaiian Electric closed its original Net Energy Metering program to new applications in October 2015. Existing NEM and NEM Plus customers can have materially different treatment from homeowners enrolled in Smart DER, Smart Renewable Energy Export, or another later program.
A rising solar payment can become especially painful when the utility savings do not match the original projection. The review should separate the private loan, lease, or PPA payment from the utility bill and from any export-credit or tax-credit assumptions used in the sales presentation.
Some qualifying door-to-door sales in Hawaii carry a three-business-day cancellation right, but that rule should not be treated as a universal right to cancel every solar agreement. Contract terms, where and how the sale occurred, timing, financing, installation status, and other facts all matter.
Hawaiian Electric treats a property sale differently from a private solar loan, lease, or PPA. A new owner can assume rights and responsibilities under an existing utility interconnection agreement, but that does not automatically satisfy private transfer, payoff, approval, or UCC requirements.
How It Works
You do not need to know the correct legal, financial, or utility terminology. Tell us what happened and provide the documents you have.
Provide the basic details of the cancellation, payment, utility bill, export-credit, Smart DER, installer, company-closure, or home-sale problem.
The signed agreement, sales proposal, financing, utility program records, bills, production history, contractor documents, warranties, and communications help show what was promised and what is happening now.
The review helps identify which issues deserve closer attention and which company, utility, cooperative, regulator, tax professional, contractor, attorney, or other qualified professional may need to be involved.
Why Hawaii Solar Problems Are Different
Solar supplied about 24% of Hawaii's electricity generation in 2025, and roughly two-thirds of the state's solar generation came from small-scale customer-sited systems. That makes rooftop solar a major part of the state's electric system rather than a niche product.
The homeowner problem is that Hawaii has several generations of distributed-energy programs. A system approved years ago may still be under legacy Net Energy Metering, while a newer Hawaiian Electric customer may be under Smart DER and Smart Renewable Energy Export. Kauai is different again because KIUC operates its own interconnection and export framework.
That means the first useful question is not simply whether the home has solar. It is which island and utility serve the property, when the system was approved, which program applies, who owns the system, and what the contract promised about savings, export credits, batteries, tax benefits, and future payments.
Start With the Island and Electric Utility
Hawaiian Electric serves Oahu, Maui County, and Hawaii Island, but export values and grid conditions can differ by island. Kauai is served by Kauai Island Utility Cooperative and does not use the Hawaiian Electric Smart DER framework.
Oahu customers can participate in current Hawaiian Electric Smart Renewable Energy programs, including Smart DER. Export compensation under Smart Renewable Energy Export varies by time period, so a sales estimate based only on annual kilowatt-hours can miss the value difference between when energy is produced and when it reaches the grid.
These islands are within Hawaiian Electric's service territory, but the utility posts different export values for Maui, Molokai, and Lanai. A homeowner should use the rate and program that actually applies to the island rather than an Oahu example or a statewide average.
Hawaii Island uses the Hawaiian Electric program framework, but its posted export compensation is island-specific. Program vintage also matters because older systems can remain under or transition from earlier distributed-energy programs.
Kauai Island Utility Cooperative is a separate utility with its own interconnection process and export treatment. Hawaiian Electric Smart DER, Smart Renewable Energy Export, and legacy Hawaiian Electric program rules should not be applied to a KIUC customer without checking KIUC's current requirements.
Smart DER and Current Export Compensation
Smart DER became Hawaiian Electric's long-term distributed-energy framework in 2024. It includes export and non-export options, while Smart Renewable Energy Export compensates qualifying exports using values that vary by island and time period.
Smart DER launched April 1, 2024 for Hawaiian Electric customers. The program is designed for new and existing distributed-energy systems and includes both Export and Non-Export pathways. Hawaiian Electric also requires an advanced meter for participation in its current Smart Renewable Energy programs.
A homeowner reviewing a recent sale should find the interconnection application, approval, Permission to Operate or equivalent utility documentation, and the specific program rider rather than relying on a salesperson's shorthand description of "net metering."
Hawaiian Electric currently posts 2024-2026 Smart Renewable Energy Export rates in three time periods. In cents per kilowatt-hour, the posted overnight, daytime, and evening-peak values are 18.9 / 13.5 / 32.9 on Oahu; 13.1 / 6.6 / 18.2 on Maui; 25.9 / 26.7 / 40.8 on Lanai; 17.4 / 17.9 / 27.2 on Molokai; and 14.8 / 10.6 / 23.1 on Hawaii Island.
Those are export-compensation values, not a promise that every kilowatt-hour produced offsets every retail utility charge at the same rate. The timing of generation, household consumption, battery behavior, and grid exports can materially affect the outcome.
Under Smart Renewable Energy Export, export credits are applied through the utility billing process and Hawaiian Electric describes an annual true-up. Remaining credits can expire under the general export structure, while BYOD Plus export credits receive different treatment and do not expire under the utility's current guidance.
A homeowner comparing a proposal with actual bills should look at how the salesperson modeled self-consumption, exports, battery charging and discharge, credit carryover, and the annual true-up.
Hawaii's current distributed-energy framework also includes battery participation through Bring Your Own Device programs. Battery incentives and grid-service requirements are separate from the basic question of what the solar array produces and how exported electricity is credited.
If a sale included a battery, the review should identify whether the homeowner enrolled in a utility battery program, what dispatch or performance obligations apply, and whether the sales proposal counted an incentive that required continued participation.
Kauai Is a Separate Solar Market
Kauai Island Utility Cooperative operates separately from Hawaiian Electric. A Kauai homeowner should not assume that an Oahu, Maui, or Hawaii Island export-credit explanation applies to the property.
KIUC uses its own distributed-generation interconnection documents and can limit or curtail exports when needed for system reliability. Current compensation and technical requirements should be verified directly with KIUC because avoided-cost values and program rules can change.
For a Kauai contract review, the most important records are the KIUC interconnection agreement, the system size approved for the property, any export limitation, battery configuration, Permission to Operate or approval records, current utility bills, and the private solar agreement.
Legacy Programs Matter
Hawaiian Electric has moved through several rooftop-solar programs. Original Net Energy Metering closed to new applications in October 2015, Customer Grid-Supply later reached its program cap, and Customer Grid-Supply Plus, Smart Export, and Customer Self-Supply closed to new applications when the long-term Smart Renewable Energy framework launched in 2024.
Existing NEM and NEM Plus customers are not required to move into Smart DER simply because the new program exists. Other legacy customers can face transitions based on the original program and contract vintage. Hawaiian Electric states that CGS, CGS Plus, and Smart Export customers transition to Smart Renewable Energy Export seven years after the initial contract date, with the first transitions beginning October 1, 2024.
This makes program identification critical. A homeowner who bought a house with older solar, added panels later, added a battery, or was told a legacy rate would last indefinitely should review the original interconnection agreement and every later amendment.
Hawaii Solar Contract Disclosures
Hawaii law requires a seller of a solar energy device to clearly disclose the cost of the solar device, accessories, and installation separately from unrelated items. The statute specifically addresses unrelated offers such as free gifts, offers to pay electric bills, rebates, and other incentives.
For covered homeowner construction work, Hawaii contractor law also requires a written contract before work begins and requires important contractor, scope, price, timing, subcontractor, lien-right, and bonding information. The detailed administrative rules give homeowners a useful record for comparing what was sold with what was actually contracted and installed.
A disagreement does not automatically prove a violation or create a cancellation right. The value of these rules is that they identify documents and disclosures that should exist and can help separate the salesperson, contractor, subcontractor, electrical work, financing, and utility approval.
Hawaii Solar Contract Cancellation
Hawaii's door-to-door sales law provides a three-business-day cancellation period for qualifying door-to-door transactions. Solar agreements can also contain their own cancellation provisions, financing cancellation terms, installation milestones, or other rights that depend on the contract and facts.
The safest wording is not that every Hawaii homeowner gets three days to cancel. Whether a statutory cancellation right applies can depend on how and where the sale occurred, the transaction structure, timing, and other requirements. Homeowners who are still inside a possible deadline should act promptly and keep proof of any cancellation notice they send.
If installation has already begun or the rescission period has passed, the review shifts to the agreement, sales representations, financing, contractor performance, utility status, and any other facts that could affect available options.
Contractor and Electrical Licensing
Hawaii regulates contractors through the Department of Commerce and Consumer Affairs. Solar power systems and electrical work can involve different contractor classifications and licensed individuals, so the company name on the sales presentation does not necessarily identify every party responsible for the project.
The Contractors License Board includes a C-60 Solar Power Systems classification, while electrical contracting and electrical work are subject to separate licensing requirements. For a disputed installation, homeowners should verify the licensed contractor, the electrical contractor or workers involved, subcontractors, permits, and the party that actually signed the homeowner contract.
DCCA's Regulated Industries Complaints Office accepts complaints involving licensed professionals and unlicensed activity. Technical defects should still be evaluated by appropriately qualified professionals rather than diagnosed from contract paperwork alone.
Do not assume the company that sold the solar system performed the installation, electrical work, financing, servicing, and utility interconnection.
Solar Financing and Payment Problems
A Hawaii solar loan, lease, or PPA is a private payment obligation that should be reviewed separately from the utility account. A high electric rate can make a savings presentation look compelling, but the outcome still depends on system production, household usage, export compensation, battery behavior, financing costs, and the accuracy of the assumptions in the proposal.
If the installer closes, the utility program changes, or the system underperforms, a lender or system owner may still assert that the payment agreement remains in force. Company closure does not automatically cancel a financing obligation, and homeowners should not stop making payments without reviewing the creditor, contract, servicing notices, and qualified advice.
Hawaii's Division of Financial Institutions handles complaints only for institutions within its state jurisdiction. National banks, federally chartered institutions, and other creditors may be handled by a different federal regulator or the Consumer Financial Protection Bureau.
Hawaii Solar Tax-Credit Expectations
Hawaii's Renewable Energy Technologies Income Tax Credit remains available in 2026. Department of Taxation guidance describes a photovoltaic credit equal to 35% of qualifying actual cost, subject to applicable system caps. For a qualifying single-family residential photovoltaic system, the commonly applicable system cap is $5,000 under the existing state guidance.
Act 24, signed in May 2026, added a $40 million annual aggregate cap to the RETITC. Department of Taxation Tax Information Release 2026-02 explains that the cap applies to credits claimed in 2027 for systems placed in service in 2026, subject to Executive Order 26-02 relief for systems completed before May 21, 2026 and certain 2026 systems tied to qualifying investment made before that date.
The state credit is therefore not a guaranteed $5,000 payment. Eligibility, system treatment, ownership, tax liability, the aggregate-cap rules, refundable elections, carryforward rules, and other facts matter. Department guidance also distinguishes the economic owner of the system, which is especially important for leases and PPAs.
The federal Residential Clean Energy Credit is different. Under current federal law and IRS guidance, the homeowner credit is not available for qualifying property placed in service after December 31, 2025. A 2026 sales pitch should not simply assume the former federal homeowner credit still applies.
Selling or Refinancing a Hawaii Home With Solar
Hawaiian Electric states that when a property changes ownership, the new owner assumes the rights and responsibilities of the existing interconnection agreement. Since October 25, 2022, Hawaiian Electric no longer requires a separate change-of-ownership agreement for that utility relationship, although supporting documents can still be requested.
That does not mean a private solar loan, lease, PPA, or security filing transfers automatically. The seller may still face lender payoff requirements, buyer qualification, system-owner approval, lease or PPA assignment terms, title-company questions, or UCC termination requests.
Hawaii's Bureau of Conveyances handles UCC records and forms. A solar-related UCC filing should be reviewed for what collateral it actually describes and what the closing or refinancing party is requesting. It should not automatically be characterized as a mortgage lien against the entire home.
If the Solar Company Closed
A closed or unresponsive installer can create separate problems involving monitoring, warranties, roof work, equipment service, utility interconnection, and financing. The first task is to identify which obligations belonged to the installer and which belong to a lender, servicer, system owner, manufacturer, utility, or another contractor.
Do not assume a solar loan, lease, or PPA disappears because the installer stopped operating. Review the current creditor or system owner, payment notices, warranty documents, equipment manufacturer, utility program status, and whether another licensed contractor can safely evaluate the system.
For licensing, workmanship, or unlicensed-activity concerns, DCCA and RICO may be relevant. For deceptive sales practices, the Office of Consumer Protection may be a better starting point. The correct route depends on the actual problem and the party involved.
Who Handles What in Hawaii?
A Hawaii solar dispute can involve consumer sales practices, contractor licensing, electrical work, a regulated utility, a cooperative utility, a lender, tax issues, or a property record. Sending the complaint to the right organization is more useful than treating every problem as the same kind of solar complaint.
The Office of Consumer Protection enforces Hawaii consumer-protection laws and addresses unfair or deceptive trade practices.
Important: OCP is a regulator and enforcement agency, not the homeowner's private attorney, and the facts of the transaction determine whether a law applies.
Official ResourceRICO receives complaints involving professions and vocations regulated by DCCA, including contractor-related complaints and unlicensed activity.
Important: Technical repair needs and private contract remedies may require additional licensed professionals or legal advice.
Official ResourceThe Contractors License Board regulates contractor licensing and classifications, including classifications relevant to solar and electrical contracting.
Important: License status alone does not decide whether a particular contract was breached or whether cancellation is available.
Official ResourceStart with Hawaiian Electric for account-specific billing, program, meter, and interconnection questions. If a regulated utility dispute remains unresolved, the PUC provides an informal complaint process.
Important: The PUC complaint process is for regulated utility matters and does not replace a private dispute with a salesperson, installer, or lender.
Official ResourceKIUC customers should start with KIUC because Kauai has its own interconnection documents and export framework rather than Hawaiian Electric Smart DER.
Important: Current export compensation and technical rules can change, so use KIUC's current tariff and interconnection guidance for the specific account.
Official ResourceThe Department of Taxation publishes guidance for the Renewable Energy Technologies Income Tax Credit and related forms and tax information.
Important: Solar Exit does not determine tax eligibility. Homeowners should use current Department guidance and a qualified tax professional for filing decisions.
Official ResourceDFI accepts complaints involving financial institutions and licensees that fall within its state supervisory authority.
Important: DFI does not supervise every creditor. National banks, federal savings institutions, federal credit unions, and other entities may belong with a federal regulator or CFPB.
Official ResourceThe Bureau of Conveyances provides Hawaii UCC forms and record information that may be relevant to a solar financing or closing issue.
Important: The legal effect of a filing depends on the actual record, collateral description, agreement, and transaction. A filing should not automatically be described as a mortgage lien.
Official ResourceThe IRS publishes the current federal Residential Clean Energy Credit rules, including the current placed-in-service deadline.
Important: Tax consequences are fact-specific and should be confirmed with current IRS guidance and a qualified tax professional.
Official ResourceHawaiian Electric warns customers that it does not partner with or endorse rooftop solar companies. A salesperson should not create trust by implying that the utility has selected or approved the solar company.
Verify With Official SourceWhat We Review
Prepare the Record
Hawaii Solar Contract FAQs
The answer often depends on the agreement, financing, timing, utility, project status, and specific facts.
Start My Free ReviewPossibly, but the answer depends on the contract, timing, how and where the sale occurred, financing, and project status. Qualifying Hawaii door-to-door sales can carry a three-business-day cancellation right, but that rule should not be treated as a universal right to cancel every solar agreement. Review the signed cancellation notice and contract immediately if the sale was recent.
Existing Hawaiian Electric NEM and NEM Plus customers can still have legacy net-metering treatment, but original NEM closed to new applications in October 2015. Newer Hawaiian Electric systems use later distributed-energy programs such as Smart DER, and Kauai customers follow KIUC rules. The exact program on the property matters more than the generic phrase "net metering."
For qualifying Hawaiian Electric customers, Smart Renewable Energy Export uses compensation values that vary by island and time period. The current 2024-2026 values are not a simple promise that every exported kilowatt-hour receives the full retail electricity rate. Homeowners should compare the applicable island rate, actual imports and exports, battery operation, and the utility bill with the sales estimate.
Yes, but 2026 law changed the picture. Hawaii's Renewable Energy Technologies Income Tax Credit remains available, and existing Department guidance describes a 35% photovoltaic credit subject to system caps, including a commonly applicable $5,000 cap for a qualifying single-family residential system. Act 24 added a $40 million annual aggregate cap, and Tax Information Release 2026-02 explains how that cap applies to 2026 systems and the relief available under Executive Order 26-02. Eligibility, ownership, tax liability, timing, and filing choices matter, so homeowners should confirm the result with current Department guidance and a qualified tax professional.
Yes. Kauai is served by KIUC rather than Hawaiian Electric. KIUC has its own interconnection documents, export treatment, and grid requirements, so Hawaiian Electric Smart DER and Smart Renewable Energy Export rules should not be applied to a Kauai account without checking current KIUC guidance.
For Hawaiian Electric, a new property owner assumes the rights and responsibilities of the existing utility interconnection agreement, and the utility no longer requires a separate change-of-ownership agreement for that utility relationship. Private solar financing is separate. A loan, lease, PPA, or UCC record may still require payoff, assignment, buyer approval, termination, or other steps before closing.
Review the Hawaii Solar Deal as a Whole
Hawaii solar problems are easiest to understand when the island, utility program, interconnection date, payment agreement, tax assumptions, export credits, battery settings, production records, and sales disclosures are reviewed together. That full record can show where expectations and reality stopped matching and what should be addressed next.
Official Sources and Hawaii Resources
These government, regulator, utility, and first-party resources support the state-specific information on this page.
State electricity, solar-generation, distributed-solar, and electricity-price context.
State renewable-energy landscape and Hawaii clean-energy context.
Official overview of Smart DER, BYOD, and Hawaii distributed-energy program structure.
Current Hawaiian Electric rooftop solar, battery, meter, and program information.
Current island-specific export compensation, true-up, and credit treatment.
Status of NEM and later legacy programs, closures, caps, and current interconnection information.
Transition framework for older rooftop-solar program customers.
Utility treatment when a property with an existing distributed-energy system changes owners.
KIUC interconnection requirements and Kauai-specific distributed-generation framework.
Current state renewable-energy tax-credit information.
Detailed photovoltaic credit percentages, caps, ownership, carryforward, and refundable-election guidance.
Current federal homeowner clean-energy credit rules and placed-in-service deadline.
Required solar energy device cost and unrelated-incentive disclosures.
Homeowner contractor disclosure and written-contract requirements.
Detailed contractor homeowner-contract and licensing requirements.
Door-to-door sale cancellation requirements for qualifying transactions.
Contractor licensing and classifications relevant to solar installations.
Complaints involving regulated professionals and suspected unlicensed activity.
Consumer complaints involving unfair or deceptive trade practices.
Informal complaints involving regulated utility matters after working with the utility.
Complaint routing for financial institutions within Hawaii state jurisdiction.
Hawaii property-record and UCC information relevant to sale or refinance issues.
Current state consumer guidance, including photovoltaic and contractor-related scam prevention.
State information reviewed August 18, 2026. Laws, regulations, incentive programs, utility policies, agency responsibilities, and solar billing rules may change. Homeowners should verify current requirements with the appropriate agency, utility, lender, tax professional, attorney, or licensed contractor.